Connect Gold RD CMS Standard — full price in Orange County, North Carolina (2026)
Connect Gold RD CMS Standard (73943NC0070061), a gold plan from Cigna Healthcare in Orange County, North Carolina, costs $1199.11/month full price for a 40-year-old in 2026 — $2546.46 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73943NC0070061 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $938.27 |
| 27 | $983.31 |
| 30 | $1064.94 |
| 40 | $1199.11 |
| 50 | $1675.75 |
| 60 | $2546.46 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $609.55/mo. This plan is $1199.11/mo at 40 — a difference of $589.56/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Orange County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance | Blue Cross and Blue Shield of NC | $632.62 |
| Blue Home Gold Standard A | with UNC Health Alliance | Blue Cross and Blue Shield of NC | $639.05 |
| Standard Gold | Ambetter of North Carolina | $650.20 |
| Standard Gold + Vision + Adult Dental | Ambetter of North Carolina | $672.08 |
| Complete Gold | Ambetter of North Carolina | $679.74 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73943NC0070061 in FIPS 37135.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Orange County
Reviewed by Jason Burns, Editorial Steward.