Standard Silver + Vision + Adult Dental — full price in Montgomery County, North Carolina (2026)
Standard Silver + Vision + Adult Dental (77264NC0020056), a silver plan from Ambetter of North Carolina in Montgomery County, North Carolina, costs $783.58/month full price for a 40-year-old in 2026 — $1664.03 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 77264NC0020056 · Issuer: Ambetter of North Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $613.14 |
| 27 | $642.56 |
| 30 | $695.90 |
| 40 | $783.58 |
| 50 | $1095.05 |
| 60 | $1664.03 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $758.07/mo. This plan is $783.58/mo at 40 — a difference of $25.51/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Montgomery County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Silver with $0 Insulin Options | Ambetter of North Carolina | $757.83 |
| Standard Silver | Ambetter of North Carolina | $758.07 |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options | Ambetter of North Carolina | $777.87 |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental | Ambetter of North Carolina | $804.05 |
| Blue Care Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors | Blue Cross and Blue Shield of NC | $809.15 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 77264NC0020056 in FIPS 37123.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Montgomery County
Reviewed by Jason Burns, Editorial Steward.