AmeriHealth Caritas Next Silver Essential + No Referrals — full price in Iredell County, North Carolina (2026)
AmeriHealth Caritas Next Silver Essential + No Referrals (17414NC0010013), a silver plan from AmeriHealth Caritas Next in Iredell County, North Carolina, costs $637.62/month full price for a 40-year-old in 2026 — $1354.06 at 60, with a $6,100 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 17414NC0010013 · Issuer: AmeriHealth Caritas Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $498.92 |
| 27 | $522.87 |
| 30 | $566.28 |
| 40 | $637.62 |
| 50 | $891.07 |
| 60 | $1354.06 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,100
- Family deductible: $12,200
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $595.78/mo. This plan is $637.62/mo at 40 — a difference of $41.84/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Iredell County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Silver with $0 Insulin Options | Ambetter of North Carolina | $595.59 |
| Standard Silver | Ambetter of North Carolina | $595.78 |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options | Ambetter of North Carolina | $611.34 |
| Standard Silver + Vision + Adult Dental | Ambetter of North Carolina | $615.82 |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental | Ambetter of North Carolina | $631.91 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 17414NC0010013 in FIPS 37097.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Iredell County
Reviewed by Jason Burns, Editorial Steward.