Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors — full price in Hertford County, North Carolina (2026)
Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors (11512NC0060018), a gold plan from Blue Cross and Blue Shield of NC in Hertford County, North Carolina, costs $892.90/month full price for a 40-year-old in 2026 — $1896.19 at 60, with a $1,800 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 11512NC0060018 · Issuer: Blue Cross and Blue Shield of NC · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $698.67 |
| 27 | $732.21 |
| 30 | $792.99 |
| 40 | $892.90 |
| 50 | $1247.82 |
| 60 | $1896.19 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,800
- Family deductible: $3,600
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $836.64/mo. This plan is $892.90/mo at 40 — a difference of $56.26/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Hertford County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors | Blue Cross and Blue Shield of NC | $866.29 |
| Blue Care Gold Standard A | Statewide Doctors | Blue Cross and Blue Shield of NC | $877.14 |
| Blue Advantage Gold Standard A | Nationwide Doctors | Blue Cross and Blue Shield of NC | $901.80 |
| Connect Gold CMS Standard | Cigna Healthcare | $1039.91 |
| Connect Gold 1500 Indiv Med Deductible | Cigna Healthcare | $1041.65 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 11512NC0060018 in FIPS 37091.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hertford County
Reviewed by Jason Burns, Editorial Steward.