Connect Gold 1500 Indiv Med Deductible — full price in Guilford County, North Carolina (2026)
Connect Gold 1500 Indiv Med Deductible (73943NC0070053), a gold plan from Cigna Healthcare in Guilford County, North Carolina, costs $866.46/month full price for a 40-year-old in 2026 — $1840.04 at 60, with a $1,500 deductible and $9,950 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73943NC0070053 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $677.98 |
| 27 | $710.52 |
| 30 | $769.51 |
| 40 | $866.46 |
| 50 | $1210.87 |
| 60 | $1840.04 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $9,950
- Family out-of-pocket max: $19,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $548.04/mo. This plan is $866.46/mo at 40 — a difference of $318.42/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Guilford County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold with Atrium Health | Ambetter of North Carolina | $560.81 |
| Standard Gold with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $579.68 |
| Complete Gold with Atrium Health | Ambetter of North Carolina | $586.29 |
| Complete Gold with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $606.01 |
| AmeriHealth Caritas Next Gold Signature + No Referrals | AmeriHealth Caritas Next | $623.19 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73943NC0070053 in FIPS 37081.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Guilford County
Reviewed by Jason Burns, Editorial Steward.