AmeriHealth Caritas Next Silver Signature + No Referrals — full price in Guilford County, North Carolina (2026)
AmeriHealth Caritas Next Silver Signature + No Referrals (17414NC0010008), a silver plan from AmeriHealth Caritas Next in Guilford County, North Carolina, costs $608.74/month full price for a 40-year-old in 2026 — $1292.74 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 17414NC0010008 · Issuer: AmeriHealth Caritas Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $476.33 |
| 27 | $499.19 |
| 30 | $540.63 |
| 40 | $608.74 |
| 50 | $850.71 |
| 60 | $1292.74 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $548.04/mo. This plan is $608.74/mo at 40 — a difference of $60.70/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Guilford County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver with Atrium Health | Ambetter of North Carolina | $542.49 |
| Focused Silver with Atrium Health | Ambetter of North Carolina | $548.04 |
| Standard Silver with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $560.74 |
| Focused Silver with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $566.48 |
| Silver Simple PCP Saver | Oscar Health Plan of North Carolina, Inc | $585.20 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 17414NC0010008 in FIPS 37081.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Guilford County
Reviewed by Jason Burns, Editorial Steward.