Blue Advantage Silver Standard | Nationwide Doctors — full price in Gates County, North Carolina (2026)
Blue Advantage Silver Standard | Nationwide Doctors (11512NC0060051), a silver plan from Blue Cross and Blue Shield of NC in Gates County, North Carolina, costs $860.08/month full price for a 40-year-old in 2026 — $1826.49 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 11512NC0060051 · Issuer: Blue Cross and Blue Shield of NC · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $672.99 |
| 27 | $705.29 |
| 30 | $763.84 |
| 40 | $860.08 |
| 50 | $1201.96 |
| 60 | $1826.49 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $836.64/mo. This plan is $860.08/mo at 40 — a difference of $23.44/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Gates County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Care Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors | Blue Cross and Blue Shield of NC | $825.51 |
| Blue Care Silver Standard | Statewide Doctors | Blue Cross and Blue Shield of NC | $836.64 |
| Blue Advantage Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors | Blue Cross and Blue Shield of NC | $850.88 |
| Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors | Blue Cross and Blue Shield of NC | $853.38 |
| Connect Silver 5000 Indiv Med Deductible | Cigna Healthcare | $862.22 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 11512NC0060051 in FIPS 37073.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Gates County
Reviewed by Jason Burns, Editorial Steward.