Blue Care Silver Standard | Statewide Doctors — full price in Gaston County, North Carolina (2026)
Blue Care Silver Standard | Statewide Doctors (11512NC0430002), a silver plan from Blue Cross and Blue Shield of NC in Gaston County, North Carolina, costs $894.63/month full price for a 40-year-old in 2026 — $1899.85 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 11512NC0430002 · Issuer: Blue Cross and Blue Shield of NC · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $700.02 |
| 27 | $733.62 |
| 30 | $794.52 |
| 40 | $894.63 |
| 50 | $1250.24 |
| 60 | $1899.85 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $640.14/mo. This plan is $894.63/mo at 40 — a difference of $254.49/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Gaston County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver with Atrium Health | Ambetter of North Carolina | $633.66 |
| Focused Silver with Atrium Health | Ambetter of North Carolina | $640.14 |
| Standard Silver with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $654.98 |
| Focused Silver with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $661.68 |
| Connect Silver 5000 Indiv Med Deductible | Cigna Healthcare | $700.75 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 11512NC0430002 in FIPS 37071.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Gaston County
Reviewed by Jason Burns, Editorial Steward.