Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health — full price in Gaston County, North Carolina (2026)
Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health (11512NC0410001), a gold plan from Blue Cross and Blue Shield of NC in Gaston County, North Carolina, costs $785.06/month full price for a 40-year-old in 2026 — $1667.18 at 60, with a $1,800 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 11512NC0410001 · Issuer: Blue Cross and Blue Shield of NC · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $614.29 |
| 27 | $643.78 |
| 30 | $697.22 |
| 40 | $785.06 |
| 50 | $1097.12 |
| 60 | $1667.18 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,800
- Family deductible: $3,600
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $640.14/mo. This plan is $785.06/mo at 40 — a difference of $144.92/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Gaston County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold with Atrium Health | Ambetter of North Carolina | $655.06 |
| Standard Gold with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $677.10 |
| Complete Gold with Atrium Health | Ambetter of North Carolina | $684.81 |
| Complete Gold with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $707.86 |
| Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors | Blue Cross and Blue Shield of NC | $756.96 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 11512NC0410001 in FIPS 37071.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Gaston County
Reviewed by Jason Burns, Editorial Steward.