UHC Gold Standard (No Referrals) — full price in Duplin County, North Carolina (2026)
UHC Gold Standard (No Referrals) (54332NC0030022), a gold plan from UnitedHealthcare in Duplin County, North Carolina, costs $964.12/month full price for a 40-year-old in 2026 — $2047.43 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Duplin County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 54332NC0030022 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $754.39 |
| 27 | $790.60 |
| 30 | $856.24 |
| 40 | $964.12 |
| 50 | $1347.35 |
| 60 | $2047.43 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $730.66/mo. This plan is $964.12/mo at 40 — a difference of $233.46/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Duplin County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors | Blue Cross and Blue Shield of NC | $758.80 |
| Blue Value Gold Standard A | Limited Statewide Doctors | Blue Cross and Blue Shield of NC | $766.60 |
| Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors | Blue Cross and Blue Shield of NC | $874.87 |
| Blue Care Gold Standard A | Statewide Doctors | Blue Cross and Blue Shield of NC | $885.82 |
| Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors | Blue Cross and Blue Shield of NC | $901.74 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 54332NC0030022 in FIPS 37061.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Duplin County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/nc/duplin/54332nc0030022 · Record ID PHI-1NKQ12VR