Connect Silver 5000 Indiv Med Deductible — full price in Davidson County, North Carolina (2026)
Connect Silver 5000 Indiv Med Deductible (73943NC0070029), a silver plan from Cigna Healthcare in Davidson County, North Carolina, costs $721.12/month full price for a 40-year-old in 2026 — $1531.40 at 60, with a $5,000 deductible and $8,850 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73943NC0070029 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $564.26 |
| 27 | $591.34 |
| 30 | $640.44 |
| 40 | $721.12 |
| 50 | $1007.77 |
| 60 | $1531.40 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,000
- Family deductible: $10,000
- Individual out-of-pocket max: $8,850
- Family out-of-pocket max: $17,700
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $545.64/mo. This plan is $721.12/mo at 40 — a difference of $175.48/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Davidson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver with Atrium Health | Ambetter of North Carolina | $540.11 |
| Focused Silver with Atrium Health | Ambetter of North Carolina | $545.64 |
| Standard Silver with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $558.29 |
| Focused Silver with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $564.00 |
| AmeriHealth Caritas Next Silver Essential + No Referrals | AmeriHealth Caritas Next | $590.72 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73943NC0070029 in FIPS 37057.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Davidson County
Reviewed by Jason Burns, Editorial Steward.