Bronze Classic 4700 | with Atrium Health — full price in Davidson County, North Carolina (2026)
Bronze Classic 4700 | with Atrium Health (69803NC0010061), a expanded bronze plan from Oscar Health Plan of North Carolina, Inc in Davidson County, North Carolina, costs $502.53/month full price for a 40-year-old in 2026 — $1067.18 at 60, with a $4,700 deductible and $9,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69803NC0010061 · Issuer: Oscar Health Plan of North Carolina, Inc · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $393.22 |
| 27 | $412.09 |
| 30 | $446.30 |
| 40 | $502.53 |
| 50 | $702.28 |
| 60 | $1067.18 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,700
- Family deductible: $9,400
- Individual out-of-pocket max: $9,600
- Family out-of-pocket max: $19,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $545.64/mo. This plan is $502.53/mo at 40 — a difference of $-43.11/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Davidson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze with Atrium Health | Ambetter of North Carolina | $420.11 |
| Standard Expanded Bronze with Atrium Health | Ambetter of North Carolina | $421.74 |
| Everyday Bronze with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $434.25 |
| Standard Expanded Bronze with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $435.93 |
| AmeriHealth Caritas Next Bronze Signature + No Referrals | AmeriHealth Caritas Next | $455.54 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69803NC0010061 in FIPS 37057.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Davidson County
Reviewed by Jason Burns, Editorial Steward.