AmeriHealth Caritas Next Gold Signature + No Referrals — full price in Davidson County, North Carolina (2026)
AmeriHealth Caritas Next Gold Signature + No Referrals (17414NC0010009), a gold plan from AmeriHealth Caritas Next in Davidson County, North Carolina, costs $609.93/month full price for a 40-year-old in 2026 — $1295.26 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 17414NC0010009 · Issuer: AmeriHealth Caritas Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $477.26 |
| 27 | $500.16 |
| 30 | $541.68 |
| 40 | $609.93 |
| 50 | $852.37 |
| 60 | $1295.26 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $545.64/mo. This plan is $609.93/mo at 40 — a difference of $64.29/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Davidson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold with Atrium Health | Ambetter of North Carolina | $558.35 |
| Standard Gold with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $577.14 |
| Complete Gold with Atrium Health | Ambetter of North Carolina | $583.72 |
| Complete Gold with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $603.36 |
| AmeriHealth Caritas Next Gold Premier + No Referrals | AmeriHealth Caritas Next | $633.54 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 17414NC0010009 in FIPS 37057.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Davidson County
Reviewed by Jason Burns, Editorial Steward.