Elite Bronze + Vision + Adult Dental — full price in Cumberland County, North Carolina (2026)
Elite Bronze + Vision + Adult Dental (77264NC0020036), a expanded bronze plan from Ambetter of North Carolina in Cumberland County, North Carolina, costs $592.93/month full price for a 40-year-old in 2026 — $1259.17 at 60, with a $0 deductible and $10,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 77264NC0020036 · Issuer: Ambetter of North Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $463.96 |
| 27 | $486.22 |
| 30 | $526.59 |
| 40 | $592.93 |
| 50 | $828.62 |
| 60 | $1259.17 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,500
- Family out-of-pocket max: $21,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $649.06/mo. This plan is $592.93/mo at 40 — a difference of $-56.13/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Cumberland County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter of North Carolina | $504.86 |
| Standard Expanded Bronze | Ambetter of North Carolina | $506.81 |
| Everyday Bronze + Vision + Adult Dental | Ambetter of North Carolina | $521.84 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter of North Carolina | $523.87 |
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $560.12 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 77264NC0020036 in FIPS 37051.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cumberland County
Reviewed by Jason Burns, Editorial Steward.