Everyday Bronze with Atrium Health + Vision + Adult Dental — full price in Cleveland County, North Carolina (2026)
Everyday Bronze with Atrium Health + Vision + Adult Dental (77264NC0020046), a expanded bronze plan from Ambetter of North Carolina in Cleveland County, North Carolina, costs $509.46/month full price for a 40-year-old in 2026 — $1081.90 at 60, with a $8,450 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 77264NC0020046 · Issuer: Ambetter of North Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $398.65 |
| 27 | $417.77 |
| 30 | $452.45 |
| 40 | $509.46 |
| 50 | $711.97 |
| 60 | $1081.90 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,450
- Family deductible: $16,900
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $629.12/mo. This plan is $509.46/mo at 40 — a difference of $-119.66/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Cleveland County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic Standard | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $484.88 |
| Everyday Bronze with Atrium Health | Ambetter of North Carolina | $492.87 |
| Bronze Simple Diabetes | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $494.58 |
| Standard Expanded Bronze with Atrium Health | Ambetter of North Carolina | $494.79 |
| Bronze Classic 4700 | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $496.11 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 77264NC0020046 in FIPS 37045.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cleveland County
Reviewed by Jason Burns, Editorial Steward.