Everyday Bronze — full price in Clay County, North Carolina (2026)
Everyday Bronze (77264NC0010028), a expanded bronze plan from Ambetter of North Carolina in Clay County, North Carolina, costs $546.35/month full price for a 40-year-old in 2026 — $1160.25 at 60, with a $8,450 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Clay County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 77264NC0010028 · Issuer: Ambetter of North Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $427.51 |
| 27 | $448.02 |
| 30 | $485.22 |
| 40 | $546.35 |
| 50 | $763.52 |
| 60 | $1160.25 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,450
- Family deductible: $16,900
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $702.41/mo. This plan is $546.35/mo at 40 — a difference of $-156.06/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Clay County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Expanded Bronze | Ambetter of North Carolina | $548.47 |
| AmeriHealth Caritas Next Bronze Signature + No Referrals | AmeriHealth Caritas Next | $557.10 |
| Everyday Bronze + Vision + Adult Dental | Ambetter of North Carolina | $564.73 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter of North Carolina | $566.92 |
| AmeriHealth Caritas Next Bronze Premier + No Referrals | AmeriHealth Caritas Next | $569.19 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 77264NC0010028 in FIPS 37043.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Clay County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/nc/clay/77264nc0010028 · Record ID PHI-1F82ER61