Blue Value Bronze HSA Eligible | Integrated | Limited Statewide Doctors — full price in Caldwell County, North Carolina (2026)
Blue Value Bronze HSA Eligible | Integrated | Limited Statewide Doctors (11512NC0100079), a expanded bronze plan from Blue Cross and Blue Shield of NC in Caldwell County, North Carolina, costs $590.64/month full price for a 40-year-old in 2026 — $1254.30 at 60, with a $8,500 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 11512NC0100079 · Issuer: Blue Cross and Blue Shield of NC · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $462.16 |
| 27 | $484.34 |
| 30 | $524.55 |
| 40 | $590.64 |
| 50 | $825.42 |
| 60 | $1254.30 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,500
- Family deductible: $17,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $595.78/mo. This plan is $590.64/mo at 40 — a difference of $-5.14/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Caldwell County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter of North Carolina | $463.41 |
| Standard Expanded Bronze | Ambetter of North Carolina | $465.21 |
| Everyday Bronze + Vision + Adult Dental | Ambetter of North Carolina | $479.00 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter of North Carolina | $480.86 |
| AmeriHealth Caritas Next Bronze Signature + No Referrals | AmeriHealth Caritas Next | $491.70 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 11512NC0100079 in FIPS 37027.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Caldwell County
Reviewed by Jason Burns, Editorial Steward.