AmeriHealth Caritas Next Silver Premier + No Referrals — full price in Ashe County, North Carolina (2026)
AmeriHealth Caritas Next Silver Premier + No Referrals (17414NC0010012), a silver plan from AmeriHealth Caritas Next in Ashe County, North Carolina, costs $752.78/month full price for a 40-year-old in 2026 — $1598.63 at 60, with a $400 deductible and $10,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 17414NC0010012 · Issuer: AmeriHealth Caritas Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $589.03 |
| 27 | $617.31 |
| 30 | $668.55 |
| 40 | $752.78 |
| 50 | $1052.01 |
| 60 | $1598.63 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $400
- Family deductible: $800
- Individual out-of-pocket max: $10,200
- Family out-of-pocket max: $20,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $737.31/mo. This plan is $752.78/mo at 40 — a difference of $15.47/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Ashe County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| AmeriHealth Caritas Next Silver Essential + No Referrals | AmeriHealth Caritas Next | $731.04 |
| AmeriHealth Caritas Next Silver Signature + No Referrals | AmeriHealth Caritas Next | $737.31 |
| Blue Care Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors | Blue Cross and Blue Shield of NC | $817.33 |
| Blue Care Silver Standard | Statewide Doctors | Blue Cross and Blue Shield of NC | $828.36 |
| Blue Advantage Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors | Blue Cross and Blue Shield of NC | $842.46 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 17414NC0010012 in FIPS 37009.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Ashe County
Reviewed by Jason Burns, Editorial Steward.