AmeriHealth Caritas Next Gold Premier + No Referrals — full price in Alleghany County, North Carolina (2026)
AmeriHealth Caritas Next Gold Premier + No Referrals (17414NC0010014), a gold plan from AmeriHealth Caritas Next in Alleghany County, North Carolina, costs $784.03/month full price for a 40-year-old in 2026 — $1664.99 at 60, with a $850 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 17414NC0010014 · Issuer: AmeriHealth Caritas Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $613.49 |
| 27 | $642.93 |
| 30 | $696.31 |
| 40 | $784.03 |
| 50 | $1095.68 |
| 60 | $1664.99 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $850
- Family deductible: $1,700
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $677.49/mo. This plan is $784.03/mo at 40 — a difference of $106.54/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Alleghany County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter of North Carolina | $700.37 |
| Standard Gold + Vision + Adult Dental | Ambetter of North Carolina | $723.93 |
| Complete Gold | Ambetter of North Carolina | $732.18 |
| AmeriHealth Caritas Next Gold Signature + No Referrals | AmeriHealth Caritas Next | $754.81 |
| Complete Gold + Vision + Adult Dental | Ambetter of North Carolina | $756.82 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 17414NC0010014 in FIPS 37005.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Alleghany County
Reviewed by Jason Burns, Editorial Steward.