Silver Classic — full price in Alamance County, North Carolina (2026)
Silver Classic (69803NC0010006), a silver plan from Oscar Health Plan of North Carolina, Inc in Alamance County, North Carolina, costs $641.87/month full price for a 40-year-old in 2026 — $1363.09 at 60, with a $5,400 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69803NC0010006 · Issuer: Oscar Health Plan of North Carolina, Inc · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $502.26 |
| 27 | $526.35 |
| 30 | $570.05 |
| 40 | $641.87 |
| 50 | $897.01 |
| 60 | $1363.09 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,400
- Family deductible: $10,800
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $609.55/mo. This plan is $641.87/mo at 40 — a difference of $32.32/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Alamance County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance | Blue Cross and Blue Shield of NC | $602.90 |
| Blue Home Silver Standard | with UNC Health Alliance | Blue Cross and Blue Shield of NC | $609.55 |
| Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance | Blue Cross and Blue Shield of NC | $623.18 |
| Silver Simple PCP Saver | Oscar Health Plan of North Carolina, Inc | $625.12 |
| Silver Classic Standard | Oscar Health Plan of North Carolina, Inc | $633.51 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69803NC0010006 in FIPS 37001.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Alamance County
Reviewed by Jason Burns, Editorial Steward.