Peak PPO Silver Standard — full price in Silver Bow County, Montana (2026)
Peak PPO Silver Standard (32225MT0090011), a silver plan from Mountain Health CO-OP in Silver Bow County, Montana, costs $815.94/month full price for a 40-year-old in 2026 — $1732.75 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 32225MT0090011 · Issuer: Mountain Health CO-OP · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $638.45 |
| 27 | $669.09 |
| 30 | $724.64 |
| 40 | $815.94 |
| 50 | $1140.27 |
| 60 | $1732.75 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $757.00/mo. This plan is $815.94/mo at 40 — a difference of $58.94/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Silver Bow County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Core Silver 5000 | PacificSource Health Plans | $748.00 |
| Core Standard Silver | PacificSource Health Plans | $757.00 |
| Core Silver 3500 | PacificSource Health Plans | $802.00 |
| Plus Silver Standard | Mountain Health CO-OP | $806.60 |
| Peak PPO Silver | Mountain Health CO-OP | $821.77 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 32225MT0090011 in FIPS 30093.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Silver Bow County
Reviewed by Jason Burns, Editorial Steward.