Plus Bronze — full price in Phillips County, Montana (2026)
Plus Bronze (32225MT0060006), a expanded bronze plan from Mountain Health CO-OP in Phillips County, Montana, costs $522.81/month full price for a 40-year-old in 2026 — $1110.25 at 60, with a $9,000 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 32225MT0060006 · Issuer: Mountain Health CO-OP · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $409.08 |
| 27 | $428.72 |
| 30 | $464.31 |
| 40 | $522.81 |
| 50 | $730.62 |
| 60 | $1110.25 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $9,000
- Family deductible: $18,000
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $716.34/mo. This plan is $522.81/mo at 40 — a difference of $-193.53/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Phillips County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Plus Bronze Standard | Mountain Health CO-OP | $522.99 |
| Peak PPO Bronze Standard | Mountain Health CO-OP | $528.66 |
| Core Bronze HSA 8300 | PacificSource Health Plans | $535.00 |
| Peak PPO Bronze HDHP | Mountain Health CO-OP | $536.52 |
| Blue Preferred Bronze PPO℠ 201 | Blue Cross and Blue Shield of Montana | $554.01 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 32225MT0060006 in FIPS 30071.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Phillips County
Reviewed by Jason Burns, Editorial Steward.