Peak PPO Silver Standard — full price in Missoula County, Montana (2026)
Peak PPO Silver Standard (32225MT0090011), a silver plan from Mountain Health CO-OP in Missoula County, Montana, costs $724.77/month full price for a 40-year-old in 2026 — $1539.14 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 32225MT0090011 · Issuer: Mountain Health CO-OP · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $567.11 |
| 27 | $594.33 |
| 30 | $643.67 |
| 40 | $724.77 |
| 50 | $1012.86 |
| 60 | $1539.14 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $671.37/mo. This plan is $724.77/mo at 40 — a difference of $53.40/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Missoula County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Focus Silver POS℠ Standard | Blue Cross and Blue Shield of Montana | $655.91 |
| Blue Focus Silver POS℠ 206 | Blue Cross and Blue Shield of Montana | $671.37 |
| Blue Focus Silver POS℠ 903 | Blue Cross and Blue Shield of Montana | $687.54 |
| Plus Silver Standard | Mountain Health CO-OP | $716.47 |
| Peak PPO Silver | Mountain Health CO-OP | $729.95 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 32225MT0090011 in FIPS 30063.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Missoula County
Reviewed by Jason Burns, Editorial Steward.