Blue Focus Gold POS℠ 902 — full price in Lake County, Montana (2026)
Blue Focus Gold POS℠ 902 (30751MT0670035), a gold plan from Blue Cross and Blue Shield of Montana in Lake County, Montana, costs $694.70/month full price for a 40-year-old in 2026 — $1475.28 at 60, with a $1,000 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 30751MT0670035 · Issuer: Blue Cross and Blue Shield of Montana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $543.58 |
| 27 | $569.67 |
| 30 | $616.96 |
| 40 | $694.70 |
| 50 | $970.83 |
| 60 | $1475.28 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,000
- Family deductible: $2,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $671.37/mo. This plan is $694.70/mo at 40 — a difference of $23.33/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Lake County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Focus Gold POS℠ 207 | Blue Cross and Blue Shield of Montana | $681.21 |
| Blue Focus Gold POS℠ Standard | Blue Cross and Blue Shield of Montana | $683.68 |
| Core Gold 1500 | PacificSource Health Plans | $738.00 |
| Core Standard Gold | PacificSource Health Plans | $764.00 |
| Plus Gold | Mountain Health CO-OP | $802.33 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 30751MT0670035 in FIPS 30047.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lake County
Reviewed by Jason Burns, Editorial Steward.