Peak PPO Bronze HDHP — full price in Jefferson County, Montana (2026)
Peak PPO Bronze HDHP (32225MT0090004), a expanded bronze plan from Mountain Health CO-OP in Jefferson County, Montana, costs $611.11/month full price for a 40-year-old in 2026 — $1297.78 at 60, with a $8,400 deductible and $8,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 32225MT0090004 · Issuer: Mountain Health CO-OP · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $478.18 |
| 27 | $501.13 |
| 30 | $542.73 |
| 40 | $611.11 |
| 50 | $854.03 |
| 60 | $1297.78 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,400
- Family deductible: $16,800
- Individual out-of-pocket max: $8,400
- Family out-of-pocket max: $16,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $757.00/mo. This plan is $611.11/mo at 40 — a difference of $-145.89/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Jefferson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Core Bronze HSA 8300 | PacificSource Health Plans | $535.00 |
| Core Standard Expanded Bronze HSA | PacificSource Health Plans | $570.00 |
| Plus Bronze | Mountain Health CO-OP | $595.50 |
| Plus Bronze Standard | Mountain Health CO-OP | $595.70 |
| Blue Preferred Bronze PPO℠ 201 | Blue Cross and Blue Shield of Montana | $599.24 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 32225MT0090004 in FIPS 30043.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Jefferson County
Reviewed by Jason Burns, Editorial Steward.