Plus Gold — full price in Granite County, Montana (2026)
Plus Gold (32225MT0060004), a gold plan from Mountain Health CO-OP in Granite County, Montana, costs $793.00/month full price for a 40-year-old in 2026 — $1684.05 at 60, with a $1,500 deductible and $7,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 32225MT0060004 · Issuer: Mountain Health CO-OP · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $620.50 |
| 27 | $650.29 |
| 30 | $704.27 |
| 40 | $793.00 |
| 50 | $1108.22 |
| 60 | $1684.05 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $7,000
- Family out-of-pocket max: $14,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $716.34/mo. This plan is $793.00/mo at 40 — a difference of $76.66/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Granite County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Core Gold 1500 | PacificSource Health Plans | $745.00 |
| Core Standard Gold | PacificSource Health Plans | $772.00 |
| Blue Preferred Gold PPO℠ 204 | Blue Cross and Blue Shield of Montana | $775.46 |
| Blue Preferred Gold PPO℠ 901 | Blue Cross and Blue Shield of Montana | $786.85 |
| Plus Gold Standard | Mountain Health CO-OP | $794.59 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 32225MT0060004 in FIPS 30039.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Granite County
Reviewed by Jason Burns, Editorial Steward.