Blue Focus Gold POS℠ 902 — full price in Gallatin County, Montana (2026)
Blue Focus Gold POS℠ 902 (30751MT0670034), a gold plan from Blue Cross and Blue Shield of Montana in Gallatin County, Montana, costs $776.92/month full price for a 40-year-old in 2026 — $1649.89 at 60, with a $1,000 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 30751MT0670034 · Issuer: Blue Cross and Blue Shield of Montana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $607.92 |
| 27 | $637.10 |
| 30 | $689.99 |
| 40 | $776.92 |
| 50 | $1085.75 |
| 60 | $1649.89 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,000
- Family deductible: $2,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $748.00/mo. This plan is $776.92/mo at 40 — a difference of $28.92/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Gallatin County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Core Gold 1500 | PacificSource Health Plans | $745.00 |
| Blue Focus Gold POS℠ 207 | Blue Cross and Blue Shield of Montana | $760.63 |
| Blue Focus Gold POS℠ Standard | Blue Cross and Blue Shield of Montana | $765.98 |
| Core Standard Gold | PacificSource Health Plans | $772.00 |
| Blue Preferred Gold PPO℠ 204 | Blue Cross and Blue Shield of Montana | $836.32 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 30751MT0670034 in FIPS 30031.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Gallatin County
Reviewed by Jason Burns, Editorial Steward.