Core Standard Silver — full price in Gallatin County, Montana (2026)
Core Standard Silver (23603MT0380006), a silver plan from PacificSource Health Plans in Gallatin County, Montana, costs $757.00/month full price for a 40-year-old in 2026 — $1607.00 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 23603MT0380006 · Issuer: PacificSource Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $592.00 |
| 27 | $620.00 |
| 30 | $672.00 |
| 40 | $757.00 |
| 50 | $1057.00 |
| 60 | $1607.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $748.00/mo. This plan is $757.00/mo at 40 — a difference of $9.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Gallatin County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Focus Silver POS℠ Standard | Blue Cross and Blue Shield of Montana | $739.35 |
| Core Silver 5000 | PacificSource Health Plans | $748.00 |
| Blue Focus Silver POS℠ 206 | Blue Cross and Blue Shield of Montana | $754.94 |
| Blue Focus Silver POS℠ 903 | Blue Cross and Blue Shield of Montana | $771.64 |
| Core Silver 3500 | PacificSource Health Plans | $802.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 23603MT0380006 in FIPS 30031.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Gallatin County
Reviewed by Jason Burns, Editorial Steward.