Blue Focus Bronze POS℠ 705 — full price in Flathead County, Montana (2026)
Blue Focus Bronze POS℠ 705 (30751MT0670017), a bronze plan from Blue Cross and Blue Shield of Montana in Flathead County, Montana, costs $424.39/month full price for a 40-year-old in 2026 — $901.24 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Flathead County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 30751MT0670017 · Issuer: Blue Cross and Blue Shield of Montana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $332.07 |
| 27 | $348.01 |
| 30 | $376.90 |
| 40 | $424.39 |
| 50 | $593.08 |
| 60 | $901.24 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $671.37/mo. This plan is $424.39/mo at 40 — a difference of $-246.98/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other bronze plans in Flathead County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Core Bronze HSA 10600 | PacificSource Health Plans | $500.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 30751MT0670017 in FIPS 30029.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Flathead County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/mt/flathead/30751mt0670017 · Record ID PHI-10YP7VG5