Blue Preferred Silver PPO℠ 203 — full price in Chouteau County, Montana (2026)
Blue Preferred Silver PPO℠ 203 (30751MT0550046), a silver plan from Blue Cross and Blue Shield of Montana in Chouteau County, Montana, costs $856.23/month full price for a 40-year-old in 2026 — $1818.33 at 60, with a $2,000 deductible and $10,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 30751MT0550046 · Issuer: Blue Cross and Blue Shield of Montana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $669.98 |
| 27 | $702.14 |
| 30 | $760.43 |
| 40 | $856.23 |
| 50 | $1196.58 |
| 60 | $1818.33 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $10,500
- Family out-of-pocket max: $21,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $757.00/mo. This plan is $856.23/mo at 40 — a difference of $99.23/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Chouteau County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Core Silver 5000 | PacificSource Health Plans | $748.00 |
| Core Standard Silver | PacificSource Health Plans | $757.00 |
| Core Silver 3500 | PacificSource Health Plans | $802.00 |
| Plus Silver Standard | Mountain Health CO-OP | $806.60 |
| Peak PPO Silver Standard | Mountain Health CO-OP | $815.94 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 30751MT0550046 in FIPS 30015.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Chouteau County
Reviewed by Jason Burns, Editorial Steward.