Blue Focus Silver POS℠ 903 — full price in Cascade County, Montana (2026)
Blue Focus Silver POS℠ 903 (30751MT0670032), a silver plan from Blue Cross and Blue Shield of Montana in Cascade County, Montana, costs $771.64/month full price for a 40-year-old in 2026 — $1638.69 at 60, with a $7,250 deductible and $7,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 30751MT0670032 · Issuer: Blue Cross and Blue Shield of Montana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $603.79 |
| 27 | $632.77 |
| 30 | $685.30 |
| 40 | $771.64 |
| 50 | $1078.37 |
| 60 | $1638.69 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,250
- Family deductible: $14,500
- Individual out-of-pocket max: $7,250
- Family out-of-pocket max: $14,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $748.00/mo. This plan is $771.64/mo at 40 — a difference of $23.64/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Cascade County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Focus Silver POS℠ Standard | Blue Cross and Blue Shield of Montana | $739.35 |
| Core Silver 5000 | PacificSource Health Plans | $748.00 |
| Blue Focus Silver POS℠ 206 | Blue Cross and Blue Shield of Montana | $754.94 |
| Core Standard Silver | PacificSource Health Plans | $757.00 |
| Core Silver 3500 | PacificSource Health Plans | $802.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 30751MT0670032 in FIPS 30013.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cascade County
Reviewed by Jason Burns, Editorial Steward.