Blue Focus Gold POS℠ 902 — full price in Carbon County, Montana (2026)
Blue Focus Gold POS℠ 902 (30751MT0670031), a gold plan from Blue Cross and Blue Shield of Montana in Carbon County, Montana, costs $579.94/month full price for a 40-year-old in 2026 — $1231.59 at 60, with a $1,000 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 30751MT0670031 · Issuer: Blue Cross and Blue Shield of Montana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $453.79 |
| 27 | $475.57 |
| 30 | $515.05 |
| 40 | $579.94 |
| 50 | $810.47 |
| 60 | $1231.59 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,000
- Family deductible: $2,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $561.45/mo. This plan is $579.94/mo at 40 — a difference of $18.49/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Carbon County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Focus Gold POS℠ 207 | Blue Cross and Blue Shield of Montana | $565.78 |
| Blue Focus Gold POS℠ Standard | Blue Cross and Blue Shield of Montana | $571.85 |
| Rocky Mountain Gold Standard | Mountain Health CO-OP | $680.71 |
| Core Gold 1500 | PacificSource Health Plans | $694.00 |
| Blue Preferred Gold PPO℠ 204 | Blue Cross and Blue Shield of Montana | $701.38 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 30751MT0670031 in FIPS 30009.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Carbon County
Reviewed by Jason Burns, Editorial Steward.