Blue Preferred Silver PPO℠ Standard — full price in Carbon County, Montana (2026)
Blue Preferred Silver PPO℠ Standard (30751MT0550087), a silver plan from Blue Cross and Blue Shield of Montana in Carbon County, Montana, costs $731.74/month full price for a 40-year-old in 2026 — $1553.95 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 30751MT0550087 · Issuer: Blue Cross and Blue Shield of Montana · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $572.57 |
| 27 | $600.05 |
| 30 | $649.87 |
| 40 | $731.74 |
| 50 | $1022.61 |
| 60 | $1553.95 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $561.45/mo. This plan is $731.74/mo at 40 — a difference of $170.29/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Carbon County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Focus Silver POS℠ Standard | Blue Cross and Blue Shield of Montana | $550.61 |
| Blue Focus Silver POS℠ 206 | Blue Cross and Blue Shield of Montana | $561.45 |
| Blue Focus Silver POS℠ 903 | Blue Cross and Blue Shield of Montana | $573.32 |
| Rocky Mountain Silver Standard | Mountain Health CO-OP | $604.37 |
| Core Silver 5000 | PacificSource Health Plans | $696.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 30751MT0550087 in FIPS 30009.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Carbon County
Reviewed by Jason Burns, Editorial Steward.