Core Silver 3500 — full price in Beaverhead County, Montana (2026)
Core Silver 3500 (23603MT0380004), a silver plan from PacificSource Health Plans in Beaverhead County, Montana, costs $802.00/month full price for a 40-year-old in 2026 — $1702.00 at 60, with a $3,500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 23603MT0380004 · Issuer: PacificSource Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $627.00 |
| 27 | $657.00 |
| 30 | $712.00 |
| 40 | $802.00 |
| 50 | $1120.00 |
| 60 | $1702.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $716.34/mo. This plan is $802.00/mo at 40 — a difference of $85.66/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Beaverhead County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Plus Silver Standard | Mountain Health CO-OP | $708.14 |
| Peak PPO Silver Standard | Mountain Health CO-OP | $716.34 |
| Peak PPO Silver | Mountain Health CO-OP | $721.46 |
| Core Silver 5000 | PacificSource Health Plans | $748.00 |
| Core Standard Silver | PacificSource Health Plans | $757.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 23603MT0380004 in FIPS 30001.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Beaverhead County
Reviewed by Jason Burns, Editorial Steward.