UHC Gold Copay Focus + $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — full price in Tunica County, Mississippi (2026)
UHC Gold Copay Focus + $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) (97560MS0080003), a gold plan from UnitedHealthcare in Tunica County, Mississippi, costs $1109.19/month full price for a 40-year-old in 2026 — $2355.52 at 60, with a $0 deductible and $9,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 97560MS0080003 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $867.91 |
| 27 | $909.57 |
| 30 | $985.08 |
| 40 | $1109.19 |
| 50 | $1550.09 |
| 60 | $2355.52 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $9,300
- Family out-of-pocket max: $18,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $602.32/mo. This plan is $1109.19/mo at 40 — a difference of $506.87/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Tunica County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Health Plan, Inc. | $818.27 |
| Standard Gold | Ambetter from Magnolia Health | $838.85 |
| Everyday Gold | Ambetter from Magnolia Health | $848.97 |
| Standard Gold + Vision + Adult Dental | Ambetter from Magnolia Health | $869.05 |
| Complete Gold | Ambetter from Magnolia Health | $878.54 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 97560MS0080003 in FIPS 28143.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Tunica County
Reviewed by Jason Burns, Editorial Steward.