UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — full price in Pontotoc County, Mississippi (2026)
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) (97560MS0080006), a expanded bronze plan from UnitedHealthcare in Pontotoc County, Mississippi, costs $745.73/month full price for a 40-year-old in 2026 — $1583.66 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 97560MS0080006 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $583.52 |
| 27 | $611.52 |
| 30 | $662.29 |
| 40 | $745.73 |
| 50 | $1042.16 |
| 60 | $1583.66 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $676.41/mo. This plan is $745.73/mo at 40 — a difference of $69.32/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Pontotoc County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Connect Bronze 8500 Indiv Med Deductible | Cigna Healthcare | $588.79 |
| Connect Bronze 6500 Indiv Med Deductible | Cigna Healthcare | $590.01 |
| Connect Bronze CMS Standard | Cigna Healthcare | $596.24 |
| Connect myDiabetesCare Bronze | Cigna Healthcare | $598.00 |
| Everyday Bronze | Ambetter from Magnolia Health | $604.66 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 97560MS0080006 in FIPS 28115.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Pontotoc County
Reviewed by Jason Burns, Editorial Steward.