Silver Classic Standard — full price in Panola County, Mississippi (2026)
Silver Classic Standard (20635MS0010004), a silver plan from Oscar Health Plan, Inc. in Panola County, Mississippi, costs $634.33/month full price for a 40-year-old in 2026 — $1347.09 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20635MS0010004 · Issuer: Oscar Health Plan, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $496.36 |
| 27 | $520.17 |
| 30 | $563.36 |
| 40 | $634.33 |
| 50 | $886.48 |
| 60 | $1347.09 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $634.33/mo. This plan is $634.33/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Panola County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple | Oscar Health Plan, Inc. | $629.93 |
| Silver Simple Chronic Care CKM | Oscar Health Plan, Inc. | $638.19 |
| Standard Silver | Ambetter from Magnolia Health | $683.97 |
| Standard Silver + Vision + Adult Dental | Ambetter from Magnolia Health | $708.60 |
| UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $787.94 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20635MS0010004 in FIPS 28107.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Panola County
Reviewed by Jason Burns, Editorial Steward.