Molina Silver Standard — full price in Neshoba County, Mississippi (2026)
Molina Silver Standard (79975MS0010009), a silver plan from Molina Healthcare in Neshoba County, Mississippi, costs $808.61/month full price for a 40-year-old in 2026 — $1717.19 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 79975MS0010009 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $632.71 |
| 27 | $663.08 |
| 30 | $718.13 |
| 40 | $808.61 |
| 50 | $1130.03 |
| 60 | $1717.19 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $708.60/mo. This plan is $808.61/mo at 40 — a difference of $100.01/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Neshoba County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Magnolia Health | $683.97 |
| Standard Silver + Vision + Adult Dental | Ambetter from Magnolia Health | $708.60 |
| UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $787.94 |
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $800.58 |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $801.08 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 79975MS0010009 in FIPS 28099.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Neshoba County
Reviewed by Jason Burns, Editorial Steward.