UHC Gold Value + ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — full price in Lamar County, Mississippi (2026)
UHC Gold Value + ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) (97560MS0080004), a gold plan from UnitedHealthcare in Lamar County, Mississippi, costs $988.97/month full price for a 40-year-old in 2026 — $2100.21 at 60, with a $2,000 deductible and $9,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 97560MS0080004 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $773.84 |
| 27 | $810.99 |
| 30 | $878.31 |
| 40 | $988.97 |
| 50 | $1382.09 |
| 60 | $2100.21 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $9,300
- Family out-of-pocket max: $18,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $684.48/mo. This plan is $988.97/mo at 40 — a difference of $304.49/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Lamar County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Magnolia Health | $821.30 |
| Everyday Gold | Ambetter from Magnolia Health | $831.20 |
| Standard Gold + Vision + Adult Dental | Ambetter from Magnolia Health | $850.86 |
| Complete Gold | Ambetter from Magnolia Health | $860.15 |
| Everyday Gold + Vision + Adult Dental | Ambetter from Magnolia Health | $861.12 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 97560MS0080004 in FIPS 28073.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lamar County
Reviewed by Jason Burns, Editorial Steward.