Molina Gold Standard — full price in Lamar County, Mississippi (2026)
Molina Gold Standard (79975MS0010008), a gold plan from Molina Healthcare in Lamar County, Mississippi, costs $1077.93/month full price for a 40-year-old in 2026 — $2289.13 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 79975MS0010008 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $843.45 |
| 27 | $883.94 |
| 30 | $957.32 |
| 40 | $1077.93 |
| 50 | $1506.41 |
| 60 | $2289.13 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $684.48/mo. This plan is $1077.93/mo at 40 — a difference of $393.45/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Lamar County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Magnolia Health | $821.30 |
| Everyday Gold | Ambetter from Magnolia Health | $831.20 |
| Standard Gold + Vision + Adult Dental | Ambetter from Magnolia Health | $850.86 |
| Complete Gold | Ambetter from Magnolia Health | $860.15 |
| Everyday Gold + Vision + Adult Dental | Ambetter from Magnolia Health | $861.12 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 79975MS0010008 in FIPS 28073.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lamar County
Reviewed by Jason Burns, Editorial Steward.