Silver Simple — full price in Lafayette County, Mississippi (2026)
Silver Simple (20635MS0010005), a silver plan from Oscar Health Plan, Inc. in Lafayette County, Mississippi, costs $629.93/month full price for a 40-year-old in 2026 — $1337.74 at 60, with a $6,300 deductible and $9,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20635MS0010005 · Issuer: Oscar Health Plan, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $492.91 |
| 27 | $516.56 |
| 30 | $559.44 |
| 40 | $629.93 |
| 50 | $880.32 |
| 60 | $1337.74 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,300
- Family deductible: $12,600
- Individual out-of-pocket max: $9,300
- Family out-of-pocket max: $18,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $634.33/mo. This plan is $629.93/mo at 40 — a difference of $-4.40/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Lafayette County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Classic Standard | Oscar Health Plan, Inc. | $634.33 |
| Silver Simple Chronic Care CKM | Oscar Health Plan, Inc. | $638.19 |
| Standard Silver | Ambetter from Magnolia Health | $683.97 |
| Standard Silver + Vision + Adult Dental | Ambetter from Magnolia Health | $708.60 |
| Molina Silver Standard | Molina Healthcare | $808.61 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20635MS0010005 in FIPS 28071.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lafayette County
Reviewed by Jason Burns, Editorial Steward.