Bronze Simple Chronic Care CKM — full price in Lafayette County, Mississippi (2026)
Bronze Simple Chronic Care CKM (20635MS0010003), a expanded bronze plan from Oscar Health Plan, Inc. in Lafayette County, Mississippi, costs $628.77/month full price for a 40-year-old in 2026 — $1335.28 at 60, with a $5,500 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20635MS0010003 · Issuer: Oscar Health Plan, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $492.01 |
| 27 | $515.61 |
| 30 | $558.42 |
| 40 | $628.77 |
| 50 | $878.71 |
| 60 | $1335.28 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,500
- Family deductible: $11,000
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $634.33/mo. This plan is $628.77/mo at 40 — a difference of $-5.56/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Lafayette County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic Standard | Oscar Health Plan, Inc. | $607.53 |
| Everyday Bronze | Ambetter from Magnolia Health | $633.44 |
| Standard Expanded Bronze | Ambetter from Magnolia Health | $635.52 |
| Bronze Elite + PCP Saver Plus | Oscar Health Plan, Inc. | $651.11 |
| Everyday Bronze + Vision + Adult Dental | Ambetter from Magnolia Health | $656.24 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20635MS0010003 in FIPS 28071.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lafayette County
Reviewed by Jason Burns, Editorial Steward.