Molina Gold Standard — full price in DeSoto County, Mississippi (2026)
Molina Gold Standard (79975MS0010008), a gold plan from Molina Healthcare in DeSoto County, Mississippi, costs $1100.05/month full price for a 40-year-old in 2026 — $2336.10 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 79975MS0010008 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $860.76 |
| 27 | $902.08 |
| 30 | $976.96 |
| 40 | $1100.05 |
| 50 | $1537.32 |
| 60 | $2336.10 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $602.32/mo. This plan is $1100.05/mo at 40 — a difference of $497.73/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in DeSoto County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Health Plan, Inc. | $818.27 |
| Standard Gold | Ambetter from Magnolia Health | $838.85 |
| Everyday Gold | Ambetter from Magnolia Health | $848.97 |
| Standard Gold + Vision + Adult Dental | Ambetter from Magnolia Health | $869.05 |
| Complete Gold | Ambetter from Magnolia Health | $878.54 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 79975MS0010008 in FIPS 28033.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in DeSoto County
Reviewed by Jason Burns, Editorial Steward.