Silver Simple — full price in DeSoto County, Mississippi (2026)
Silver Simple (20635MS0010005), a silver plan from Oscar Health Plan, Inc. in DeSoto County, Mississippi, costs $598.14/month full price for a 40-year-old in 2026 — $1270.23 at 60, with a $6,300 deductible and $9,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20635MS0010005 · Issuer: Oscar Health Plan, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $468.04 |
| 27 | $490.49 |
| 30 | $531.21 |
| 40 | $598.14 |
| 50 | $835.90 |
| 60 | $1270.23 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,300
- Family deductible: $12,600
- Individual out-of-pocket max: $9,300
- Family out-of-pocket max: $18,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $602.32/mo. This plan is $598.14/mo at 40 — a difference of $-4.18/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in DeSoto County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Classic Standard | Oscar Health Plan, Inc. | $602.32 |
| Silver Simple Chronic Care CKM | Oscar Health Plan, Inc. | $605.98 |
| Standard Silver | Ambetter from Magnolia Health | $674.81 |
| Connect Silver 4000 Indiv Med Deductible | Cigna Healthcare | $682.73 |
| Connect Silver 6500 Indiv Med Deductible | Cigna Healthcare | $685.34 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20635MS0010005 in FIPS 28033.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in DeSoto County
Reviewed by Jason Burns, Editorial Steward.