Bronze Elite + PCP Saver Plus — full price in DeSoto County, Mississippi (2026)
Bronze Elite + PCP Saver Plus (20635MS0010002), a expanded bronze plan from Oscar Health Plan, Inc. in DeSoto County, Mississippi, costs $618.25/month full price for a 40-year-old in 2026 — $1312.94 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20635MS0010002 · Issuer: Oscar Health Plan, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $483.77 |
| 27 | $506.98 |
| 30 | $549.07 |
| 40 | $618.25 |
| 50 | $864.00 |
| 60 | $1312.94 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $602.32/mo. This plan is $618.25/mo at 40 — a difference of $15.93/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in DeSoto County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic Standard | Oscar Health Plan, Inc. | $576.87 |
| Connect Bronze 8500 Indiv Med Deductible | Cigna Healthcare | $589.15 |
| Connect Bronze 6500 Indiv Med Deductible | Cigna Healthcare | $590.37 |
| Connect Bronze CMS Standard | Cigna Healthcare | $596.60 |
| Bronze Simple Chronic Care CKM | Oscar Health Plan, Inc. | $597.04 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20635MS0010002 in FIPS 28033.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in DeSoto County
Reviewed by Jason Burns, Editorial Steward.