UHC Silver Standard (No Referrals) — full price in Webster County, Missouri (2026)
UHC Silver Standard (No Referrals) (95426MO0410008), a silver plan from UnitedHealthcare in Webster County, Missouri, costs $726.28/month full price for a 40-year-old in 2026 — $1542.36 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 95426MO0410008 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $568.30 |
| 27 | $595.58 |
| 30 | $645.02 |
| 40 | $726.28 |
| 50 | $1014.98 |
| 60 | $1542.36 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $637.10/mo. This plan is $726.28/mo at 40 — a difference of $89.18/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Webster County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Home State Health | $627.23 |
| Complete Silver | Ambetter from Home State Health | $637.10 |
| Balance by Medica Silver $0 Copay PCP Visits | Medica | $638.94 |
| Balance by Medica Silver Share | Medica | $641.59 |
| Standard Silver + Vision + Adult Dental | Ambetter from Home State Health | $646.19 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 95426MO0410008 in FIPS 29225.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Webster County
Reviewed by Jason Burns, Editorial Steward.