Everyday Gold — full price in Wayne County, Missouri (2026)
Everyday Gold (99723MO0090063), a gold plan from Ambetter from Home State Health in Wayne County, Missouri, costs $739.90/month full price for a 40-year-old in 2026 — $1571.28 at 60, with a $800 deductible and $7,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 99723MO0090063 · Issuer: Ambetter from Home State Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $578.96 |
| 27 | $606.74 |
| 30 | $657.11 |
| 40 | $739.90 |
| 50 | $1034.01 |
| 60 | $1571.28 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $800
- Family deductible: $1,600
- Individual out-of-pocket max: $7,250
- Family out-of-pocket max: $14,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $759.15/mo. This plan is $739.90/mo at 40 — a difference of $-19.25/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Wayne County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Home State Health | $731.33 |
| UHC Gold Standard (No Referrals) | UnitedHealthcare | $748.68 |
| UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $752.84 |
| Standard Gold + Vision + Adult Dental | Ambetter from Home State Health | $753.44 |
| Everyday Gold + Vision + Adult Dental | Ambetter from Home State Health | $762.27 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 99723MO0090063 in FIPS 29223.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Wayne County
Reviewed by Jason Burns, Editorial Steward.