UHC Bronze Standard (No Referrals) — full price in Saint Louis County, Missouri (2026)
UHC Bronze Standard (No Referrals) (95426MO0410013), a expanded bronze plan from UnitedHealthcare in Saint Louis County, Missouri, costs $480.04/month full price for a 40-year-old in 2026 — $1019.42 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 95426MO0410013 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $375.62 |
| 27 | $393.65 |
| 30 | $426.32 |
| 40 | $480.04 |
| 50 | $670.85 |
| 60 | $1019.42 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $531.51/mo. This plan is $480.04/mo at 40 — a difference of $-51.47/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Saint Louis County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Expanded Bronze | Ambetter from Home State Health | $404.74 |
| Everyday Bronze | Ambetter from Home State Health | $405.63 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter from Home State Health | $416.97 |
| Everyday Bronze + Vision + Adult Dental | Ambetter from Home State Health | $417.89 |
| Anthem Bronze Pathway 6900 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $424.88 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 95426MO0410013 in FIPS 29189.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Saint Louis County
Reviewed by Jason Burns, Editorial Steward.