UHC Bronze Standard+ (Dental + Vision, No Referrals) — full price in Ray County, Missouri (2026)
UHC Bronze Standard+ (Dental + Vision, No Referrals) (95426MO0420005), a expanded bronze plan from UnitedHealthcare in Ray County, Missouri, costs $651.67/month full price for a 40-year-old in 2026 — $1383.90 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 95426MO0420005 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $509.91 |
| 27 | $534.39 |
| 30 | $578.75 |
| 40 | $651.67 |
| 50 | $910.70 |
| 60 | $1383.90 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $644.51/mo. This plan is $651.67/mo at 40 — a difference of $7.16/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Ray County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue KC Choice Bronze 2 with Spira Care BlueSelect EPO | Blue Cross and Blue Shield of Kansas City | $490.50 |
| Bronze Classic Standard | Oscar Insurance Company | $496.57 |
| Bronze Classic 4700 | Oscar Insurance Company | $505.38 |
| Bronze Simple Diabetes | Oscar Insurance Company | $508.20 |
| Bronze Elite + PCP Saver Plus | Oscar Insurance Company | $517.65 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 95426MO0420005 in FIPS 29177.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Ray County
Reviewed by Jason Burns, Editorial Steward.