Standard Silver — full price in Platte County, Missouri (2026)
Standard Silver (99723MO0090070), a silver plan from Ambetter from Home State Health in Platte County, Missouri, costs $571.78/month full price for a 40-year-old in 2026 — $1214.24 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 99723MO0090070 · Issuer: Ambetter from Home State Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $447.41 |
| 27 | $468.87 |
| 30 | $507.80 |
| 40 | $571.78 |
| 50 | $799.05 |
| 60 | $1214.24 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $580.77/mo. This plan is $571.78/mo at 40 — a difference of $-8.99/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Platte County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Complete Silver | Ambetter from Home State Health | $580.77 |
| Silver Simple PCP Saver | Oscar Insurance Company | $582.83 |
| Silver Classic Standard | Oscar Insurance Company | $587.04 |
| Silver Simple Diabetes | Oscar Insurance Company | $588.20 |
| Standard Silver + Vision + Adult Dental | Ambetter from Home State Health | $589.06 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 99723MO0090070 in FIPS 29165.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Platte County
Reviewed by Jason Burns, Editorial Steward.